What Is the Cost of Live-in Care?

At Right at Home, we believe that the cost of live-in care should be transparent, fair, and reflective of your needs. That's why we tailor our homecare services to each Client's specific requirements, ensuring you only pay for the support you actually need—without any hidden fees.

Our approach to live-in care is designed to provide you or your loved one with high-quality, personalised support, all while maintaining your independence and comfort at home.

No Hidden Fees

We don’t believe in landing our Clients with unexpected extra payments. The cost of our live-in care is transparent, with no hidden fees, giving you peace of mind when budgeting for care. Whether it’s companionship, personal care, or more complex needs like dementia support, our pricing reflects the level of assistance required—nothing more, nothing less.

Personalised Support

Your care plan is tailored to your exact needs, ensuring you are not paying for services that aren’t relevant to your situation. Our local Registered Manager will listen carefully to your preferences and requirements to create a bespoke care plan that evolves with you over time, offering the right balance of support while maintaining your independence.

Stress-Free Care

From the first conversation to ongoing care, we are with you every step of the way. Our Registered Manager work closely with you and your family to ensure that the entire process is as simple and stress-free as possible. We take care of the logistics, so you can focus on what truly matters: living life on your own terms.

How Much Does Live-in Care Cost?

The cost of live-in care depends on the level of support you require. Our 24-hour care service is ideal for those who need more comprehensive support than visiting care can offer. Prices vary based on individual needs, such as assistance with personal care, managing complex medical conditions, or specialised dementia care.

Live-in care provides you with:

• Independence: Stay in your own home, where you feel most comfortable and secure.
• Personalised care: Tailored to your exact needs, ensuring you receive the right level of support.
• Around-the-clock support: Our CareGivers are there whenever you need them, providing peace of mind.

The Benefits of Live-in Care

Live-in care offers a range of benefits that can transform the quality of life for you or your loved one:

• One-to-One Care: Receive individual, dedicated support from a live-in CareGiver, ensuring all your needs are met with personal attention.
• Familiar Environment: Many people prefer to remain in their own home, surrounded by cherished belongings and memories, while receiving the care they need.
• Maintain Routines and Hobbies: Live-in care allows you to continue enjoying your daily routines, from taking walks to attending social events or pursuing hobbies.
• Quality Time with Loved Ones: Our CareGivers can support you in spending more time with family and friends, whether at home or by helping with visits to others.
• Holistic Approach: Our care approach considers all aspects of your life, providing full support for both you and your family.

Is Live-in Care More Affordable Than a Care Home?

Many of our Clients find that live-in care offers greater value for money compared to residential care homes. While care homes provide support, they cannot match the one-to-one attention and personalised care that live-in services deliver. Care homes have shared facilities and multiple residents, whereas live-in care allows you to stay in the comfort of your own home with a dedicated CareGiver attending to your specific needs around the clock.

Funding Options for Live-in Care

When considering live-in care, understanding your financial responsibilities is crucial. In England, if your assets exceed £23,250, you will need to pay for your care in full. This threshold is established by local authorities to determine whether you can afford to fund your live-in care independently.

What Does This Mean for You?

Asset Threshold

If your assets, including savings and property, are valued above £23,250, your local council will likely conclude that you have sufficient means to cover your care costs.

State Benefits

Despite the asset threshold, various state benefits may be available to assist you in funding your care, depending on your individual circumstances. Some of these benefits include:

• Attendance Allowance: A financial support for individuals over state pension age who require additional care.
• Personal Independence Payment (PIP): For those under state pension age, PIP helps with extra costs arising from a disability or long-term health condition.

Financial Assessment

If you’re unsure about your financial situation, you can request a Financial Assessment from your local council. This assessment evaluates your financial means and determines how your care will be funded. The outcome of the assessment can clarify whether:

• The council will pay for your care in full.
• The council will contribute to part of your care costs. You will be responsible for paying all of your care expenses.

If you are unsure about the complexities of funding for live-in care, it's essential to seek guidance from a trusted homecare professional. Our team at Right at Home can help you explore your options and support you in arranging the necessary assessments. We believe that everyone deserves access to high-quality care, and we are here to assist you every step of the way.

For more information on how we can help you with live-in care costs or to schedule a financial assessment, please contact us today.